Mortgage Loan Programs in Tucson & Southern Arizona

Compare mortgage options and find the loan program that fits your goals, budget, and timeline.

Our Loan Programs

Every homebuyer has different goals, finances, and circumstances. Whether you're buying your first home, using a VA benefit, refinancing, building a home, or exploring specialty financing, we'll help you compare options and find a loan program that fits your situation.

 

What You Can Expect

✔ Guidance on FHA, VA, Conventional, USDA, Jumbo, and specialty loan programs

✔ Personalized recommendations based on your goals and financial situation

✔ Local expertise for Tucson and Southern Arizona homebuyers

✔ Fast pre-approval options to help strengthen your offer

✔ Clear communication from application through closing

 

Not Sure Which Loan Program Fits Your Situation?

Different loan programs are designed for different goals. Some are ideal for first-time buyers, while others are better suited for veterans, rural properties, higher-priced homes, renovations, or equity access. Our team helps Tucson and Southern Arizona borrowers compare options and choose the program that best aligns with their needs.

Mortgage Product Rate Program APR
5/1 ARM 6.33% ARM5 6.43%
15-Year Fixed 5.84% Fixed15Year 5.89%
20-Year Fixed 6.12% Fixed20Year 6.16%
30-Year Fixed 6.21% Fixed30Year 6.24%
30-Year Fixed VA 5.79% Fixed30Year 5.80%

Last Pull: Jun 2, 2026 11:43 AM PST

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Helping Tucson Homebuyers Navigate Their Options

From first-time homebuyers to experienced homeowners and real estate investors, The Polder Group helps borrowers throughout Tucson and Southern Arizona understand their financing options and make confident mortgage decisions.